Index-linked Structures
Structured products may be linked to indices or other market measures, with specific terms that can affect the value outcome.
STRUCTURED INVESTMENTS
Structured investments for more specialised goals.
Structured investments can suit clients with specific investment objectives and a need to consider defined terms, characteristics and risk considerations in a more detailed way.
Capital-protected Structures
Some structures may offer capital protection features, though the terms and conditions will vary depending on the specific product.
Geared-growth Structures
Geared or leveraged structures can amplify exposure and require careful assessment of suitability and risk.
Digital / Barrier Structures
Digital or barrier-style investments may involve particular conditions affecting outcomes at maturity or on specific events.
HOW IT WORKS
A structured review process.
01
Understand
We start by understanding the client's objectives, timeframe and financial context.
02
Assess
We consider suitability, risk tolerance and the relevant circumstances around the investment.
03
Explore
We discuss the available structures and the relevant terms that may apply.
04
Compare
We consider the structure, costs, risks and fit within the broader financial plan.
05
Decide
Decision-making is informed by clear explanation and understanding of the implications.
06
Implement
Where appropriate, we help facilitate implementation with the relevant provider.
UNDERSTAND THE STRUCTURE
Before committing to a structure, understand the risk.
Structured investments may involve market risk, issuer or counterparty risk, liquidity considerations, defined investment periods, product-specific conditions and the possibility of loss of capital depending on the structure. The exact risks will depend on the specific product and its terms.
Thorough understanding matters because the features that make a structure attractive for one client may not be suitable for another.
SPECIALISED NEEDS